Your Insurance Likely Covers Rehab — Verify Free

Yes. Most your insurance plans include behavioral health benefits that cover addiction treatment — including detox, residential, and outpatient programs. Coverage amounts vary by plan, but our insurance team verifies your specific benefits for free in about 60 seconds. You will know exactly what is covered before making any decisions.

Out-of-network means your plan reimburses you for treatment at our facilities even though we do not have a direct contract with your insurance. Many people assume this means no coverage — but OON benefits typically cover 60–80% of treatment costs. You also get to choose the program that is the best clinical fit rather than being limited to whoever is in-network. Our team handles all the paperwork and fights for maximum reimbursement.

It depends on your plan's deductible and coinsurance. Many of our clients pay significantly less than they expected — some pay nothing after insurance reimbursement. We do not guess. Our team does a full verification, gives you real numbers, and explains every dollar before you commit to anything. No surprises.

Most verifications take under five minutes over the phone. We call your insurance company directly, confirm your behavioral health benefits, check your deductible status, and tell you what is covered. You will usually have your answer before you hang up.

Your treatment provider cannot disclose anything to your employer without your written consent. Federal law (42 CFR Part 2) provides stronger privacy protections for addiction treatment than for regular medical care. The FMLA also provides up to 12 weeks of job-protected leave.

Most plans cover the full continuum — from detox through residential and into outpatient — as long as it is medically necessary. Our clinical team documents medical necessity at every step, and our insurance specialists manage re-authorization throughout your stay so there are no gaps.

You speak with a real person — not a recording. Our team will listen to your situation, answer your questions, and walk you through a quick insurance check. There is no pressure and no obligation.

Yes. We work with most major providers including Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, Humana, and many others. Even if you have a different plan, call us — we verify all insurance types and often find coverage people did not know they had.

Yes. COBRA allows you to continue your employer-sponsored insurance for up to 18 months after a job change or layoff. Coverage is identical to what you had while employed, including addiction treatment benefits. You have 60 days to elect COBRA after separation. Call us — we verify COBRA benefits the same way we verify active coverage.

Federal law protects you. The FMLA provides up to 12 weeks of job-protected leave for treatment. The ADA protects people seeking or in treatment from workplace discrimination. And 42 CFR Part 2 prevents your treatment provider from disclosing anything to your employer without your written consent. Your decision to seek help is protected.